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13 On (A)the lips of the one who has understanding, wisdom is found,
But (B)a rod is for the back of him who lacks a heart of wisdom.
14 Wise men (C)store up knowledge,
But (D)the mouth of the ignorant fool draws ruin near.
15 The (E)rich man’s wealth is his strong city,
The (F)ruin of the poor is their poverty.

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